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精打兄.请问2007 RRSP 问题

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发表于 2007-12-21 22:01 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
5 月份收到 2007 RRSP DEDUCTION LIMIT STATEMENT 显示$19k FOR 2007.
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5 I+ H, m" o3 C3 v" H6 v那$19K 是根据2006 年的收入算的. : {# H7 \) g) v+ w# O# i

5 b* h. F4 i8 D& F如果我在2008年报税/(买RRSP), 我有多少的RRSP ROOM ?
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% v* |7 z& M: {' a6 G  k9 z, y是 $19K+(2007年的收入*18%)  B7 [  ?% X$ j+ u% d3 o5 E
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还有什么叫 NET PAST SERVICE PENSION ADJUSTMENT?' V! m% I$ Q$ ~1 F6 j8 r+ s

8 N; Q" }) I2 [多谢
鲜花(5) 鸡蛋(0)
发表于 2007-12-22 15:53 | 显示全部楼层
如果你在2008年报税买(RRSP),ROOM 是$19,000.3 p: o6 u8 Z- D. ]6 x
2007年的RRSP额度是:以前没用的RRSP额度+18%*2006年 earned income(Max$19,000)-2006 pension adjustment -2007 net past service pension adjustment+2007 pensiom adjustment reversal.9 E+ @/ Q) J/ |* |% v# ]5 G
Pension adjustment(PA),which represents the value of RPP or DPSP(Deferred Profit Sharing Plans)benefits that have been earned during a calendar. This could be calculated as the presemt value of the pension benefits expected to be paid after retirement that were earned in the current year.
0 V3 t& K! T& x1 Y7 D6 BPast Service Pension Adjustments is something that increases a member's pension benefits for service prior to the event, but after 1989.
6 W- O" V# J4 n6 ~; vPension Adjustment Reversals(PARS) will increase the individual's RRSP deduction limit by the amount by which the PAs and PSPAs exceed the termination benefit restoring the RRSP room that would otherwise be lost permanently.
鲜花(87) 鸡蛋(1)
发表于 2007-12-22 16:40 | 显示全部楼层
谢谢山清水秀。* x7 L& O# C4 D/ U9 P9 J  o

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详细的资料可以从加拿大税务局网站看到。 具体如果还有不明白的地方可以打电话找我。
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 楼主| 发表于 2007-12-22 17:14 | 显示全部楼层
老杨团队 追求完美
多谢二位的回复
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