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What to do if you are in a car accident" o# @3 l; E5 j' t( U
. J4 F; N5 T" g$ @" t+ m U1 ]' {Step1. If possible, stop your car in a safe and visible place. If a car
% P1 b$ p3 y+ ` cannot be moved, turn on the hazard lights. Turn off the! I5 [' z- M: T. W- a0 ?
ignition. Be careful when exiting your car.! {' a- h& G) M5 W. Q% v) d
! F, ?& u8 g4 f( ]+ }0 w5 pStep2. Determine if anyone is injured. Do not move an injured person.
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Step3. Call 911 for the police and ambulance (if needed) immediately. " G, v' e+ z0 k' R/ n
Report any injuries.
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* R% M" a- h; b4 n5 J, mStep4. If another vehicle is involved, get the car’s year, make, model
1 q& I5 s: u* ~9 F5 I6 t and license plate number; the driver’s name, address and license
. N. N2 i, f1 j, \ U7 P) Y0 y number; and the name of his or her insurance company. If the
- S$ \7 F3 Y& r: v. K driver does not own the car, get the name of the car’s owner.
& S- { A+ m, h9 U Write down names and addresses of other passengers or 2 Z% Z* c! S+ ?
witnesses. If you have a camera take pictures of the accident
/ s3 W5 H$ P: ^ scene.4 q: u- y: A: q7 N# b; U
( a* F9 [1 Q! a3 U# S' ]' ^# x; [Step5. The police officer will give you a copy of the collision report.. k7 s" W* }" W5 K$ N. N4 E/ x
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Step6. Cooperate with the police, but do not admit guilt for the C/ _% q4 |$ P: |2 u
accident in any way. You may be required to show proof of
7 E) O; S* ~" n: _8 _; b2 q: M8 o6 I insurance, but do not reveal how much coverage you have.- ~ k0 W! k4 _
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Step7. Do not accept any money the other driver may offer. By
! B# l/ p# V# U+ m8 s* W0 } accepting money, you may give up your right to file a claim
( }6 {" E9 N. Q, D a against the other driver, even if the damages turn out to be: @. }3 u. ?, m; E0 u8 W- O. G# c" y
more extensive than you first thought.
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Step8. Do not agree to forget about a minor accident. You may see% {. X; m0 T" s& j7 [3 `! D2 I- c* c: n
later that there were hidden damages or injuries. The other
' F8 K) N: b- r3 Z. y; j person may even file a lawsuit against you.
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Step9. Write an account of what happened: time of day, weather,
! H) @4 d- c' a6 Y# B1 C; I hazards, road conditions and driving speed. Draw a picture of - N; e+ m; T! s$ H
the site, showing stop signs, signal lights, etc. Try to measure : u! p6 M/ i% [0 f
skid marks and determine the point of impact. Note any damage' x4 I) H( _( o% v/ W/ w$ l+ J7 G. L1 N
already on other cars involved. If a camera is available, take
4 R n% K0 x7 C# W pictures of the accident.0 }+ b4 C* z0 T1 R4 Y- ?2 S5 u, q
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Step10. Report the accident to your insurance agent or insurance ) e3 L3 g& l% Z- R$ g" J
company as soon as possible. Call a lawyer Bruce King, to discuss, z% j( l' |/ S# D, C* B1 f
your accident.
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* l* }- F0 q- I9 @/ d5 B) M. {& Q[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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