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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户0 |# y% T* L$ d

5 |7 F* ^- s7 G, \" F* C) `What kind of account did you have in your mind?
* ~) N# o; U. ^4 Z- w3 [& G2 U你想开哪种帐户? 2 y6 g- p+ D9 _7 I
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Do you like to open a current account?
. l8 v) b+ h+ _6 u你想开一个活期存款帐户吗?
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A deposit or current account?
' N2 A1 e4 k: `' L  z0 Q定期还是活期?   Z7 {) g, t; m; i9 L* e+ I

& D' Y, R7 h5 W% w: SPlease tell me how you would like to deposit your money., A$ D# t" K( ^
请告诉我你想存何种户头? / I: D0 o# I" j: n8 G& l4 q
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There's a service charge for the checking account but no charge for the savings.: i( g1 a. O* `5 r9 ~
支票户头要收服务费,现金户头不收。 ) i' R* Q  b! D

! ^- k6 C4 s' l2 B( OOur minimum deposit for a savings account is 100 dollars.  v) {* b* N, ?+ g0 [
我们储蓄存款的最低存款额是100美圆。 . f9 z$ w1 J) m- o

" @1 a9 H; t5 r. Q; |: }  eFive yuan is the minimum original deposit.
, B- C7 |: q- \. l$ _6 w' u最低起存款额是5元。
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You can open a savings account at any time with an initial deposit of 50 dollars.
/ Y# w9 z& m# B5 n; P' E2 c你可随时以50美圆的起存额开立储蓄帐户。
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Even one yuan is all right.
3 ]3 d& n4 c2 K( n甚至一元也可以起存。 & f3 R0 m: h7 i; q+ R* {

8 c) v; [! R2 Y$ pHere is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
  ~$ F& i- Q! y5 L( w( G. n5 w4 C( V这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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I should like to open a current account.3 |; p- U$ d2 M
我想开一个活期存款帐户。
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8 f2 z# N6 H0 M! SI need a checking account so that I can pay my bill.
' @2 m, {7 d: y% C我需开个支票帐户,这样就能付帐。
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We'd like to know how we open a checking-savings account.3 _* h6 {: A$ C+ ]# G$ F% F
我们想知道如何开一个支票储蓄帐户。
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I have a checking account here.
8 N5 i" c' t+ v# }0 v8 {我在这里有一个支票存款帐户。 4 b4 K  |( F; r) s, @& W0 E' r5 j
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I think I'd like a deposit account.
& ]8 J0 o, c2 z; ^我想要开个定期存款帐户。 2 o* w, l; ]8 u4 H
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Can I open a current account here?
# c( x1 V& n" R我能否在这儿开个活期存款帐户? 0 E( L$ `$ t. \1 c* t
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I want to open a deposit account with you.1 a( m0 a0 `6 ^
我要开个储蓄帐户。
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I'd like to open a deposit account with you.8 x3 m+ O6 b' S8 w5 f
我想在你们这儿开个定期存款帐户。 0 j  c  K1 J4 j# M, U1 e: t) q
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Could you tell me the difference between a savings account and a checking account?
& D5 p. H7 ^2 G2 ]. J( A1 J请告诉我储蓄存款与支票存款的区别好吗?
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Please tell me the procedure for opening a savings account.
2 r0 D6 [% j+ v$ Z) Q7 Z0 K请告诉我开个储蓄帐户需要什么手续。 & G& e! \3 j4 M5 N/ V# b; @: I
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Will 100 yuan be enough for a minimum deposit?9 F! N$ i+ O( e6 Q2 g0 r/ B
100元作最低存款额够吗? * n& |" M" O, J6 d
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
0 Y& b8 O! q, S. W  N3 |我想知道开一个支票帐户200元存款是否够。
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" K. E- L( v2 s2 OCould you tell me how to operate this account?
8 |1 B$ w$ t" V* I请告诉我如何经管这个帐户好吗?
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Is there any minimum for the first deposit?5 s. u7 C1 z9 @8 ?- K
第一次储蓄有最低限额吗?
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How much does each account cost?. Q7 u: {' g8 N, p5 _; W: }- A
每个帐户要花多少钱?
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Useful Phrases . V% V  O( h, R5 {
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current deposit, current account 活期存款
8 j( n, I. C% c% a$ {3 N# efixed deposit, fixed account 定期存款  I* f* X" w0 \# y% B- f/ Q
fixed deposit by installments 零存整取
5 R6 P* w; v) C7 b. }# Ijoint account 联名存款帐户
/ C- C* l" z. A% z( a' Wto open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款
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0 o1 i9 p7 Q0 VHow much do you want to deposit with us?$ {9 M' h2 g( e4 y/ f6 {
你想在我们这存多少?
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7 S. k2 b% C7 p5 r, r9 ^How much do you wish to pay into your account?/ G% V1 d; S  n# x& V  |9 _
你希望在你的户头上存多少?
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! A# n( x3 Z) A$ p$ h4 `- YHow much money do you plan to keep in your account on a regular basis?4 _: k" B/ N2 ^0 e' l9 j! O6 u
你计划在你的户头上定期存放多少钱?' F- _& j- M+ P- s' W. V& {, N
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! L; _$ k' u  v: R& Q! v& P4 \7 N+ ~How much cash do you plan to deposit in your account?1 A  o; J" f) K) r4 F
你有多少钱要存入呢?& {9 P2 _! s2 V, r! o; ?# o% S

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- Q/ ~8 i9 `! `* C( f* WI think you may deposit your money with the bank, or leave it here for temporary safe-keeping.) U. c! @- Z- V6 z2 b
我认为你可把钱存入银行,或留在银行暂保管起来。
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" E2 E1 v) J: h7 Z# x  aWould you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?& _+ `* s6 s' D
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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I want to deposit 300 yuan in my account.+ N. G: E. l* P& g! }! P) [
我想在我的户头上存300元。
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I want to deposit these cheques in my account.* H  ]- L1 Z1 h; S* o
我想把这些支票存在我的户头上。
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I'd like to pay 200 yuan into my deposit account.  @0 A7 l# a, c5 \3 r
我想在在我的定期存款户头上存200元。
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I want to deposit my paycheck.
5 X" b' L7 F) j$ H我想存入我的工资支票。! c! ?- w  U1 E+ K: {! R

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I'd like to know whether I can cash a cheque here.
' x! h; y  j& P7 O我想知道我能否在这兑换支票。
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5 P- x" @( F+ H* G1 e8 y3 TWill you please cash this traveler's cheque?0 t0 h  P$ a8 J, N5 A) h
请兑现这张旅行支票好吗?$ B! R1 g( d. u$ p6 k: h& ~8 F
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I'd like to cash this money order.$ o6 s9 i. H. P5 _6 q
我想兑现这张汇款单。5 F: s! Z. A: D* A5 S

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: c: x* w! ]9 c0 {I want to cash the balance of a traveler's letter of credit.1 t5 N( c! e, ~7 C2 l
我要把旅行信用证的结余兑现。
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Will you please tell me whether you charge for cheques?) p3 K4 h- X: I- W' Z
请告诉我兑换支票收手续费吗?7 S: _% {! k+ X5 w; m: Q" {

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Could you tell me how much the checks cost?  p6 T" i/ t  q8 @) \5 Q+ L1 g
请告诉我这些支票要花多少钱?
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9 `0 A( v. ~  b$ x" `$ V9 M' lWhat if I overdraw?: m, N+ @0 ^2 E) H2 P
如果透支了怎么办?& _+ p5 I8 F8 R/ g, K7 P- D

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Please sign your name on the bottom line if you want to cash the check.
! G. _* z6 @; a  V5 Z# O如果想兑支票,请在底线上签名。
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- K2 f, K( U" W' i! S6 l' [: q$ |* XPlease write your account number on the back of the check.
& X# \' A, i) }# A2 s0 O8 _请在支票背面写上你的帐号。
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We honored the check as the overdraft was only 5 yuan." p' H  p3 p& q/ W3 v
我们承兑这张支票的透支额只有5元。6 x6 D& }! @) v0 s% P

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Please endorse the cheque.
1 D3 B4 ?( P+ u. B7 @# q* r请背签这张支票。
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The traveler's checks cost 1.5% of the total amount of purchase.3 M: a* z- a2 B% h- R2 |9 o" V' y
旅行支票手续费是购买总额的1.5%。
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Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
) [" r6 b7 R8 Z) m/ M1 ^这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。5 \3 m$ M* n# {& j5 S

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Each cheque you write will cost 2 dollars.' E; K) D+ i4 H8 s4 T; z
你每开一张支票将花2美圆。
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Useful Words and Phrases
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7 o; {! Z- w: _9 s  `% P! ]) Caccount number 帐目编号% z8 R0 E( g3 O& U% i2 l
depositor 存户
8 q6 @7 K" E. @1 t* Spay-in slip 存款单7 U+ S3 g  ]. m( Z! K4 S
a deposit form 存款单; ]; r* O( ^3 Q( T6 m5 b: d7 E
a banding machine 自动存取机
' ~( j8 I8 {" v7 u1 jto deposit 存款
8 g. p  s, [+ {deposit receipt 存款收据
; ?6 S/ L3 ?. x/ R# vprivate deposits 私人存款
; t2 n6 D6 E, x* Q% G9 v: ?certificate of deposit 存单' k% Y. X7 ~' F  U4 i( U2 V/ A
deposit book, passbook 存折
; C2 A4 }  |% t/ \# ]credit card 信用卡
6 O- s4 ^2 w( m# b" B5 Hprincipal 本金
" u& G8 \! G, o9 ?( E$ Loverdraft, overdraw 透支' o2 |8 i8 Z$ W' s1 }
to counter sign 双签
4 j7 l& ^# v4 c( z6 ?5 l9 A) Mto endorse 背书* X) @, L5 r  f! ^( {/ W+ {
endorser 背书人  Q* S/ w- ]. ?" Z! i) Z9 J* g
to cash 兑现4 y# m" o: ~7 B6 G6 d! R
to honor a cheque 兑付
* E8 U3 o8 A& D/ }& vto dishonor a cheque 拒付  K: C" T" o& k
to suspend payment 止付
* t5 Q3 a* [" `$ Xcheque,check 支票* u: a0 ~2 c7 C+ N' s
cheque book 支票本
7 \: R" H; Y; y; l; ?order cheque 记名支票* X& B6 e0 R5 u) G) ?% [
bearer cheque 不记名支票
0 @& a6 g8 ]  G6 w: E; ucrossed cheque 横线支票! x$ p$ f, g4 W8 X: Y5 ~
blank cheque 空白支票& S7 p" O8 X. J5 m
rubber cheque 空头支票
" ]8 x8 Y, I7 D: x2 ]4 ucheque stub, counterfoil 票根/ Q; b  o3 E2 M
cash cheque 现金支票4 H1 ^! s+ z3 `1 G- Z
traveler's cheque 旅行支票- ]8 N+ x# x; W' P- x
cheque for transfer 转帐支票- v1 `) c' a% ?- |, p9 i5 r
outstanding cheque 未付支票
- p  I3 u8 y' {7 o! Rcanceled cheque 已付支票0 v' ~( w" L' q# q+ _- I0 `0 S" Y9 X  D
forged cheque 伪支票
6 x1 k- j4 V3 y; QBandar's note 庄票,银票
老柳教车
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余" S9 a* c8 W; A- D

: A( X3 v0 }5 W* x8 R1 H* HI'd like to know if I can draw on my account for payment of things I buy in Tianjin.
4 t9 s6 u, N& J2 {; `: M9 J我想知道一下我是否能提取存款来支付天津购物的费用。
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I want to withdraw 200 dollars from my deposit account.8 K6 c  `1 @2 z
我要从我的定期存款中支取200美圆。/ c$ B* D7 G4 j  I9 Q2 d0 A2 o

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# b+ W' ]* k, P% T7 _) M; _I want to close my account with you.
2 O% }0 O6 M8 }+ U; E. ^我想结束在你们这儿的帐户。! g8 I7 v$ M- F& F1 K" X
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0 L. J9 e7 R5 gI'd like to draw 100 yuan against this letter of credit.& R3 ^9 R7 F) [* U) e, h) i& j" y
我想从这份信用证上提款100元。
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May I draw money against the letter of credit here?
1 X" Q2 G1 @! m; o+ g我可以在这儿用这份信用证取钱吗?- J3 p7 i! W6 F8 Z9 J2 K3 S# P
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Could you tell me my balance?/ S" L8 x1 F3 b+ S+ t0 }
能否把存款结余金额告诉我?
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2 N9 S6 l) @- O. qPlease let me know my balance.
3 g/ k% r, `+ i/ `# m7 [, @/ U请告诉我结余金额。
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I think you can draw on this account by cheque in payment of goods.: j  P/ K  X. X0 W& A
我以为你可用支票提款支付购物费用。
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Your balance at the bank is 300 yuan.
1 w. l) X) L" R( U2 v你在本行的结余是300元。. r/ U; c3 c0 U1 W) @

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1 x+ [9 \/ i+ Y  GYour deposit is exhausted.
2 r" v3 s8 b, S; B( X, ]9 l你的存款支净了。, W% L0 a8 a/ g  F+ J$ |" h

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0 [& X- q4 d* q2 a- J0 IYour letter of credit is used up.3 @% y" |0 n5 Z( Q2 w
你的信用证用完了。
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, o7 s. |, W, Y. [' V8 b6 HPlease tell me how you wish to draw your money.6 q$ L6 h1 {0 T3 I; B6 c' i% [( x
请告诉我你希望怎样支款。
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Fill our a withdrawal form, please.
% F* Z3 b8 Y6 O, y4 I+ m请填写取款单。, T! i+ j$ B( f/ V8 m5 B

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/ o1 d( L1 p8 P, ~The letter of credit is exhausted.8 u5 {" Z8 r( m5 P' {) N
信用证上的款子已提清。+ n/ K3 R! I% E# F3 K( n# j
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The letter at Counter 6 will pay you against your number slip.5 d6 i/ B5 T9 b4 `! q
六号柜台的出纳员将根据你的号码牌付给你钱。 ; n" ?5 a3 i  a9 b# U: ?
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" D1 n* x6 ?( ]Useful Words and Phrases - S9 \0 Y" D5 b! i8 u/ S6 {

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to close an account, to clear an account 结清
3 l4 S7 D+ U$ A* G; {* Eto draw money 取款
* J: H1 S* _! w5 p. B. wdrawing-out slip 取款单: Q: D) W" T7 ]& x6 p0 _
the number slip 号码牌
* D: u: Q6 u& R: v/ F8 Za withdrawal form 取款单
" N1 R, _: g( a) S: q* m/ a, X, ^to fill in the receipt in duplicate 一式两份填这张收据7 x, ^. D1 h# _# R! D: P
teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表$ M0 u" V) ~, c$ S1 T( V$ R
好,已收藏!
( k0 n' l6 [/ B
Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!

/ M+ O' E9 [# I' Z/ V
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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