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原帖由 过路客 于 2006-2-7 08:04 发表
+ B! v1 ?& @& |# P# Z' k请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? , n$ K' N5 h3 e" l' W% f3 i- A
House Price = 280,000 9 w( x* I0 `, F+ e9 ], p* x
Down Payment = 98,000 (35% of total price)
$ b R! n- H" }7 BLOAN = 182,000 # b* y- M6 o# Y4 a0 R
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
- X Y1 b( r! n+ Z! U" a) ~6 gYEAR = 25
2 f4 L# A& K6 ]+ rMONTHLY Installment = $1,034 , h* Z; w* H) |8 s1 @( g' c
, {8 s$ J. b: }, u# A9 G- A
Property Tax : $250
4 \8 r: s; \& u9 f) QGas+Elect.+Water : $350
3 G: Y! l) g! NMisc. cost: $100
% U9 x& Q" c7 J& v______________________________________________________________
/ L: L. `; A" r) I0 iTotal Monthly: $1734 (Just a rough estimate based on rule of thumb); t$ \0 g+ q W/ ]& ^$ T
" `" p7 V' C |$ Z9 O, `[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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