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原帖由 过路客 于 2006-2-7 08:04 发表' W6 O& F2 Z$ i* Z5 R( |" `
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? 5 h# M6 _0 W" l
House Price = 280,000
0 H s5 Z) l( S: NDown Payment = 98,000 (35% of total price)& Q2 a0 ~4 H: x, e+ A' |- m2 C1 y
LOAN = 182,000 5 p8 q# @/ l6 c$ K1 x& { x6 P+ Y
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) 8 {; Z- t9 w* Z
YEAR = 25
' G5 o$ E* j& b) F% z6 O8 j% RMONTHLY Installment = $1,034 / r" w1 z2 A! D3 m: u% [# e
! R# M. @1 \1 t) z9 q! d2 w; Y. rProperty Tax : $250
1 e7 c. }2 f1 g/ xGas+Elect.+Water : $350
$ {# \) ], u, j1 o& hMisc. cost: $100
$ O- ?4 A4 j8 q: k______________________________________________________________
% Q3 C, }; X: g9 m7 I( U4 A# vTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)+ w/ X! [1 N2 f
5 q4 D* d- ?% c[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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