急问关于银行房屋贷款的问题

bluecat

想问一下坛子里的大伙，如果房子已经下了OFFER，在没有确定自己是否可以拿到房子之前就申请贷款，会对自己有什么影响？如果贷款也申请到了可是房子没有买到那么贷款可以退掉吗？会不会要自己还贷呢？

CANDYMAN

Just ask for a Morgage confirmation letter, it shows that you can get that much from the bank if you need to, it gives you and the seller a idea that your finacing is in place. Banks do this all the time.

Prince