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失业救济借款炸弹

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发表于 2010-10-29 07:18 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
  现在,美国的许多州都面临着一个异常艰难的抉择。/ c3 b4 H0 Y6 ?6 I0 [9 U9 ?
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  当你拥有一家企业,而且遇上了好时光,那么你最不愿意看到的,无疑就是失去获得更多利润的可能。
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2 q: o  W) L3 S' q4 y% u" d  当你遇上了坏时光,那么你最不愿意看到的,无疑就是手头的借据失去效力。/ ?4 b) Z$ ?/ E2 L- x
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  可是,现在美国许多的州恰恰就是处在这样一个恶性循环当中,这循环很可能将在今年12月迎来一场大爆炸。由于企业大举裁员,每一州的失业保险信托基金获得的薪资税收入都大幅减少,可是与此同时,伴随失业者的增加,这些信托基金不得不拿出比以前更多的钱来支付失业救济。3 m+ R4 S/ C) j+ @$ G
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  从2009年3月算起,已经有三十一个州从联邦政府大规模借贷,以应对持续支出的失业救济,如果没有这些借款,他们的失业保险信托基金就将彻底搁浅了。
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  众所周知,再过一个月左右,即到今年的12月,联邦政府财政刺激计划中关于利息延迟支付的部分就将到期了。; D5 w, V6 m, I% D7 X

* {$ d* I4 Y6 A  各州联邦借款规模一览7 C- e$ w9 v) X7 W! Y% L: C' j
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  密歇根州 人均382.57美元 总额38亿美元
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* Q8 m3 U4 [, `+ [7 W+ [, i6 @  印第安那州 272.00 17亿
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9 ^" I5 b% Y$ ~- w2 Q  北卡罗来纳州 253.31 24亿
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  C, t8 w' z1 S  n" d  威斯康星州 251.96 14亿
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( H) x! h% {  b% ~/ d4 j  宾夕法尼亚州 238.69 30亿
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  罗德岛州 214.08 2亿2500万* M9 B8 e' N8 |3 x4 {4 d3 D
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  加利福尼亚州 205.46 75亿
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# N! F$ O7 F$ {3 b0 s  新泽西州 200.92 18亿9 y. H' z4 {8 I; e0 d
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  俄亥俄州 200.49 23亿# M5 D/ ?* R, [( R
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  南卡罗来纳州 194.39 8亿8700万/ [% V' e8 u% s7 T0 M6 s
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  肯塔基州 184.30 7亿9500万
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' v* @9 _! }) r+ C9 ^& m  内华达州 178.24 4亿6500万
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* R  U& Z2 L2 L$ _0 H  B  u# Z" z  伊利诺伊州 173.47 22亿, L7 L8 i- g5 T# I+ f

3 Z' P+ x  p' T* ?9 x! p3 h  纽约州 162.57 32亿
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; i9 ~+ E; O$ O" V" o  康涅狄格州 141.67 4亿9800万; r: \) x+ ]5 r& o0 g) |

5 Q0 S# |: v1 e% i, j. V4 h  爱达荷州 130.94 2亿200万
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  密苏里州 120.60 7亿2200万. O6 j" T9 e. [% l
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  明尼苏达州 120.39 6亿3500万6 D8 c; Z8 X! W- m0 m

8 s8 x0 A+ M) I* a7 g  ]) s  阿肯色州 114.50 3亿3100万
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  佛罗里达州 86.98 16亿4 f) f6 `: U' O2 G

9 z1 d: U6 m" ]/ G; n4 b  阿拉斯加州 60.10 2亿8300万. w, f/ l6 L& M
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  马萨诸塞州 58.74 3亿8700万
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0 T/ V: O  g5 F$ s6 B- R  得克萨斯州 57.19 14亿; |* w" {8 F9 X: ~5 Q4 `
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  佛蒙特州 52.52 3300万
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6 w% N  W, C; t, M  弗吉尼亚州 44.01 3亿4700万
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3 K& g. Y; s% _* @, |' k3 |  乔治亚州 42.32 4亿1600万
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: o5 ^% L- m- y7 ]' W' b  科罗拉多州 40.87 2亿300万
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  堪萨斯州 31.28 8800万
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- s/ I4 {1 A0 ^9 O1 c/ s  马里兰州 23.48 1亿3400万9 K: I, t1 J. A

2 D5 i' u) b, u3 i! d  特拉华州 14.58 1300万& T+ {& v' [) f! C6 _% c: r3 ?

+ `7 S8 s2 s; i$ H# N  亚利桑那州 6.50 3300万
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  资料来源:各州政府
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( I* T) I8 x. U) w1 Z' N  我们不妨以加利福尼亚州为例。
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% z, h; S& @: K' G8 V  加州政府今年预计将发放失业救济110亿美元,但是他们的进账只有46亿美元。根据Pew Center for the States估算,加州要填上这个60亿美元以上的缺口,至少要将营业税提升一倍才行。
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  Pew的研究者们还引用了National Employment Law Project的麦克休(Rick McHugh)的观点,后者表示,其实“非常重要的是,应该更多关注那些……财务状况良好的州。华盛顿州从1980年代开始就不曾因为失业基金问题从联邦借款,而且即便目前的局面得不到改善,他们短期之内也不必诉诸借款。在过去十年当中,该州的立法机构和企业界达成了共识,通过了一系列税务法规,来保证哪怕遇到现在这种衰退,失业信托基金的融资也不会发生问题”。
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  总部位于华盛顿州的知名企业包括星巴克(SBUX)、亚马逊(AMZN)和Costco Wholesale Corp.(COST)等,他们都同意承担比其他地区同行——如得克萨斯州的戴尔(DELL)和Whole Foods Market Inc.(WFMI)——更高的薪资税率。
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  得克萨斯州的人均举债水平虽然没有达到密歇根州382.57美元的水平,但是他们的失业保险借款现在也有14亿美元之巨,意味着全州每人承担57.19美元,比亚利桑那州的6.50美元高出许多。
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  必须明确的一点是,去年全美所有的净新增就业机会当中,有半数左右都是得州创造的。4 x$ w$ V3 Q' i5 S, f( {8 [& |. g

) I! Y( x9 W' u# D4 y  尽管扣除通货膨胀因素的影响,得州失业信托基金目前的借债水平已经超过了1981年和1982年,但是独立交易商麦基(Jeff Macke)相信,当地失业信托基金至少今年12月还不会遇到偿付危机。
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- {( o0 q6 j6 _# v. p# J  “其实,只要你将这想象成父母与子女之间的借款,你就不难理解了。”他接受采访时表示,“父母当然想要拿回相应的报偿。父母可能会对那些没有按时还钱的子女加大惩罚力度,可是,如果他们真的让还不出钱的子女因此陷入贫困,那就未免太荒唐了。如果让自己的孩子破产,父母就可能再也拿不回借款了,事实上,如果孩子遇到真正的麻烦,父母完全可能会进一步慷慨解囊。”8 |% I4 ]" d6 @; t' `( ?

7 ?, X, g6 k  V1 ~  会是如此吗?到了12月,一切就将大白于天下。(子衿)
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发表于 2010-10-29 09:30 | 显示全部楼层
kankan
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发表于 2010-10-29 12:15 | 显示全部楼层
Can the federal government play parents’ role?
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8 ]& P4 z$ j0 a" K7 @5 }Where does the federal government get the money? Does he produce milk?
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发表于 2010-10-31 12:28 | 显示全部楼层
老杨团队 追求完美
Can the federal government play parents’ role?
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Where does the federal government get the money? Does he produce milk?
( T; T3 ?( q& Y3 Cyj151 发表于 2010-10-29 13:15
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. ]3 h+ ~% m% [( _0 v, p# k1 _Yes, he can produce bill.
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发表于 2010-11-1 20:05 | 显示全部楼层
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发表于 2010-11-11 08:05 | 显示全部楼层
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