房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.

% g4 @2 _8 t- D9 V" f" VBecause everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
8 ?8 y* A- R( h, QThe bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

* A* u# D0 @6 ]$ e1 v& d
( D4 g! {- D: |+ `* c$ m  }& L理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
+ m4 y% |2 b  [$ N' L, z) C! j$ a' F: D不是基准利率涨了，是银行减的少了，原来是p-0。7
- c, I$ E9 h1 Q8 X) V7 P+ M/ K$ E现在只有p-0。6

年底现象，没事

xexe